Showing posts with label guns. Show all posts
Showing posts with label guns. Show all posts

Wednesday, 4 June 2025

"Murder Insurance"


Tort Boards
   I will get to the subject of "Murder Insurance" in a few sentences, so if you are in a hurry, jump to the next sub-title. 
   Back in the last century (and not that far back in it), it was seen as both undignified and unprofessional for lawyers to pitch their wares. That is now not the case. On a recent car trip to the United States, bulletin boards for personal injury lawyers blotted the brief spots of landscape, not already obscured by tattoo shops and weed and dollar stores. (As an aside; given that travel to that country is now discouraged I will offer as an excuse the fact that it was an "oblication" - an obligation to which we tacked on a brief vacation.) On our next trip, if the political situation allows one, there are likely to be more bulletin boards by lawyers offering "Murder Insurance", which is no longer just a niche market.

Finally - "Murder Insurance"
   The word "murder" was assigned to this new insurance product by the critics of it, who may have considered, the words "homicide' or "manslaughter". Those selling it prefer "self-defense insurance" and, if it existed up here, it would be called "self-defence insurance", but it is unlikely to be on sale in Canada because our lawyers are less enterprising and we have far fewer guns. 
  I learned all of this from the following article, the title of which reveals two reasons why the market for self-defense insurance has grown to over two million customers:
"Did You Shoot Somebody in Self-Defense? There's An Insurance Policy For That: Insurers Cover Self-Defense Shooters - Rise in Gun Ownership and Stand-Your-Ground Laws Drives a Lucrative New Market,"
Mark Maremont and Tawnell D. Hobbs, The Wall Street Journal, May 11, 2025.
   The major purveyors of this new product are listed below, along with additional information should you have concerns about protecting your own castle. Like, State Farm, I suppose, call and they will be there like a good neighbor, to provide such things as defense assistance, civil litigation support and money to cover the costs for cleaning up the mess that usually results when someone is stopped dead. They may be busy since it has been noticed that, "t
he industry’s expansion coincides with the growth of permitless concealed carry laws, stand-your-ground statutes, and increased firearm purchases, particularly during periods of social unrest..." It is also the case, as the critics of "Murder Insurance" suggest, that the existence of such a product may incentivize the use of force in even trivial or accidental acts of trespass.
  Loyal readers of MM will appreciate the irony (there is usually some around) if they recall my post of last May when I noted that homeowners in many states were having difficulty getting insurance for protection against natural disasters. See, Your CASTLE.

Some Self-Defense Insurers:
U.S. Concealed Carry Association - "Keep Your Family Safe"
Armed Citizens' Legal Defense Network, Inc. "Can You Survive the Legal Aftermath of Self Defense?"
U.S. Law Shield. The website is there, but you will likely be blocked as a Canadian and have to contact them.



Post Script: 
  I went looking for the origin of the term, "Murder Insurance" and found usage of the words together, but they generally related to people being murdered for insurance or those who had received insurance payments when someone was murdered. Teachers got murder insurance back in 2001 and parents in New York city bought murder insurance for their kids back in the early 1990s. Some municipalities also sought murder insurance to help with the costs associated with bringing murderers to trial.
   The first occurrence, I found, of "Murder Insurance" used as it has been in this post, was back in 2017.
The NRA was selling it.
  " 'Murder Insurance' or Protection in Self-Defence Cases?" Lisa Marie Pane, AP. Oct. 19, 2017.
"ATLANTA — The National Rifle Association is offering insurance for people who shoot someone, stirring criticism from gun-control advocates who say it could foster more violence and give gun owners a false sense of security to shoot first and ask questions later.
Some are calling it “murder insurance,” and say that rather than promoting personal responsibility and protection, it encourages gun owners to take action and not worry about the consequences. And, they say, it’s being marketed in a way that feeds on the nation’s racial divisions.
Guns Down, a gun-control group formed last year, is running an ad campaign to criticize the NRA’s new insurance. It’s just the latest group to take aim at the NRA’s offering.
“The reason I call it murder insurance is because if you look at the way this is marketed, it’s really sold in the context of ‘There’s a threat around every corner, dear mostly-white NRA member,’ and that threat is either a black man or a brown man or some other kind of person of colour,” said Guns Down director Igor Volsky.
“So when you inevitably have to use your gun to defend yourself from this threat around every corner, you have insurance to protect you.”
Carry Guard insurance was launched this past spring by the NRA. Rates range from $13.95 a month for up to $250,000 in civil protection and $50,000 in criminal defence to a “gold plus” policy that costs $49.95 a month and provides up to $1.5 million in civil protection and $250,000 in criminal defence. The coverage kicks in if a court finds the person lawfully shot someone in self-defence or the case is dropped.
The NRA isn’t the only gun lobbying group offering such insurance. The United States Concealed Carry Association has been in the business much longer and provides up to $2 million in civil costs and $250,000 for criminal defence. But the NRA is the most prominent gun-rights group in the country and it offered similar insurance previously. And Carry Guard is more comprehensive and being marketed more aggressively than it has been previously. It’s drawing attention to a type of policy that was relatively obscure until now."

Post Script:
   The very clever term, "Tort Boards",  was constructed by me to describe the bulletin boards constructed for lawyers. Those who use the expression "tort boards" without acknowledging MM, will be charged with first-degree plagiarism and a tort board will be used to track down a lawyer who will sue you on my behalf.

Friday, 21 February 2025

GAME BOOKS

 

   This post provides another example of an abandoned project, the purpose of which is forgotten. It is again a sign that I am getting rid of some old notes. It may have been the case that I thought that game books, such as the one pictured above, could yield some interesting information and, at least I can prove that is the case.
   The information may be hard to digest if you are an animal lover or vegetarian. And no larger lessons are learned from it, since these are just my notes from which no conclusions are reached about the large scale slaughters described. If you don't wish to read about the killing of game, read Singer's Animal Liberation instead.
   The OED defines "game book" as "A book or ledger in which details are kept of the game killed in the course of a shoot, or of all the game killed on a particular estate." In 1908, Lord Alanbrooke notes, "I have just been adding up my game book, and find that my totals for the larger game work out most satisfactorily for my first year in India."  If you have read much history about the upper classes you will have run across such books and realize that hunting was both a sport and pastime which also provided a considerable amount of food.
   Such books are typically classified under a broad heading and are not easily identified. This one was found in storage in the collection of the Western Libraries and is likely to be shipped off soon for storage elsewhere. Here are some passages from Leaves From A Game Book, followed by some other notes.
   The first interesting item is from the forward where one learns that, “This book was written in various prison-camps in Germany." It is well-written as you will see and you will also learn a bit about the appeal of hunting, and that fish can be found in trees.

   “Little mention will be found in this book of large-scale shoots, or of notable bags obtained. For though most of us can and do recall such occasions with pleasure, they must almost invariably rank second in our memories. The first places are filled with those treasured days when we went forth alone, or but with one or two friends, to the achievement of a small triumph, or the gaining of experience by defeat. No true hunter of game really minds  disproportionate rewards for his labours, or even total failure; the actual killing of the quarry represents so small a part of his enjoyment.” (pp.6-7)
   “The majority of us, whatever our detractors may assert to the contrary, have no desire to take life simply for the pleasure of seeing blood. If we had, our natural propensities would surely lead us to find our enjoyment in the nearest slaughterhouse. What we want is to match our wits, our quickness of hand and eye, our powers of patience, or concentration, or pure physical courage, against those of a wild creature. And that we should have to kill our prey in order to complete the victory may be regrettable; nevertheless it is a deep-rooted and an essentially natural instinct in man. But the true hunter desires no easy conquest. Rather will he prize difficulties, prefer that the odds may be in favour of the quarry and that the duel should be played out in exactly those surroundings which constitute the natural home of the hunted — and the erstwhile home of the hunter also.” (p28)
   “I got no other chance at pig during that drive, though even I could scarcely have failed to kill a mouse deer which stood in the open, at point-blank range, for several seconds. But to destroy so fairy-like a creature, looking no bigger than an English hare, with a weapons not unsuitable for disabling a light tank seemed altogether too grotesque a piece of savagery. So, after peering at me in a doubtful and short sighted manner with its large soft eyes, the mouse deer skipped safely away among the trees; leaving for me an enduring memory of the slender grace of delicate legs, of the tiny polished feet and shining coat of brown-and-white satin.” (p.21)
Malaya
   “Of the hot two hour journey up the river my recollections are a little confused. I remember the Dutchman distributed bottled beer from the ice-chest and corkscrew cheroots from one of his packages; that we sat drinking and smoking, as the green steaming banks slid smoothly by…. But one most vivid recollection of the journey I can must describe in full. I am not likely ever to forget it., for it was of the nature of a Solemn Warning. Seating facing the bows, I was idly scanning the twisted masses of the mangroves when, amid a tangle of roots, branches and leaves some three feet above the mud, I encountered the stonily disapproving stare of a fish….I closed my eyes. This, then, was what happened to immoderate drinkers in the tropics. I remembered with shame that I had been wont to consider as diverting tales of men who saw pink elephants, or snakes wearing hats – or fish in trees….But when I looked again the thing was still there; a veritable slate-grey, blunt-nosed fish, eight inches long and perched comfortably in the crook of a branch. And, as we drew abreast of it the creature shuffled hastily down from its eyre, propelled itself with seal-like flippers over the mud, and vanished into the water. “They are funny little fishes those belukang,” said the Dutchman placidly. “Always they sit out on the mud and sometimes, as now in a tree. Very amusing. You will have some schnapps in your beer—yes?” (p.150)

  Game books will be found in the collections of other good university libraries. In the "Hawthorn Fly Fishing & Angling Collection" at UBC, you will find Alan Roderick Haig-Brown's, My Game Book and you can look through the 293 pages.
  Such books often have been digitized and are located in the Internet Archive and in collections like the one at the Biodiversity Heritage Library, where this book is found: Leaves From a Game Book, by Augustus Grimble.
   The figures relating to the number of birds and animals killed are often astonishingly large. Here is a sample from the Grimble book noted above.


Data such as these are used by historians as is seen here:
  "
Head keepers, who were responsible for coordinating the driving of the birds, utilized a small army of beaters to sweep in wide areas on the days before the main shoot to concentrate birds on the beats that were to be shot. The record bag of 1,671 partridges, regarded as the best sporting bird, was achieved in 1905 on Lord Leicester’s Holkham beat in Norfolk. A close second was the total achieved in 1906 on the Duke of Portland’s estate of 1,504 killed on the Blue Barn beat, while 1,461 birds were shot in a single day on Lord Ashburton’s celebrated shooting estate near Alresford in Hampshire in1897. Not far behind was the Prince of Wales’s Sandringham estate, where in 1905 1,342 birds were secured. 
  Shooting parties achieved considerably larger bags of pheasants, as it was easier to amass them and drive them in military style to the waiting guns. The all-time record for a single day’s shooting is credited to a party of seven guns, which included King George V and the Prince of Wales, on an estate at Beaconsfield in 1913, when 3,937 pheasants, three partridges, four rabbits, and one “various” were shot. Warter Priory achieved a memorable day in 1909 with 3,824 pheasants. A party of eight guns, including King Edward VII, achieved an outstanding bag in 1903, killing 3,948 pheasants in two days, while in 1906 another party, which also included the king, shot 4,310 pheasants in three days. As historian J. G. Ruffer has poignantly noted, “The big shoots were a curious phenomenon which dominated winter months of English society for about 
forty years.”
(From, "British Game Shooting in Transition, 1900-1945," John Martin, Agricultural History, Vol.85, 2011-04,p.204.)
  If you are now interested in such books, you can find some on Amazon and this one at Quiller Publishing:



  About the killing of things there are also many books produced about and by  hunters and those from the lower orders. From the state where I grew up, there is this one for example: Forty-Four Years of the Life of a Hunter; Being Reminiscences of Meshach Browning, a Maryland Hunter; Roughly Written Down by Himself. There is even a marker about him, unless it has been torn down or removed by those who think we should no longer see such things: "A Maryland Historical Marker states Browning was Garrett County's most famous hunter, killing 2,000 deer and 500 bears during this 40-year period. This marker lies within eyesight of Browning's grave at St. Dominic's Catholic Cemetery in Hoye, Maryland."
  If you are also interested in purchasing a "long gun" for yourself, you won't find any any longer than this one, a "punt gun" typical of the ones used by market hunters.
 

Sources:
 
If you are interested in cooking game, see this Exhibit at the University of the Fraser Valley. For many more recipes see, Food History. 

Monday, 2 September 2024

Light Reading for Labour Day

 Or "Labor" Day if you are from farther south and prefer shorter spellings. It is a nice day here in London, but before I go out to enjoy it, here are a couple of short items in case it is not nice where you are. 


Curious About the Curtis Cup? 
   It is highly likely that you missed this sporting event since there are many others at this time of year and you probably aren't interested in golf anyway. The Curtis Cup is for girls, what the Walker Cup is for guys. That is, they are golf events where the best amateur players from the U.S. compete against those from Great Britain and Ireland. This year, the GB&I team defeated the Americans at Sunningdale in England. 
   About the Cups, you can easily learn more by reading the sporting news from last weekend or consulting Wikipedia. 
I was curious, however, about the composition of the GB&I team and was willing to wager that most of the players on it had been playing their golf in the country which they defeated. My hunch was correct.
   If you don't watch much golf you may not know that golfers with the most exotic of names mostly seem to have attended universities located in the sunnier areas of the United States (I am speaking here about White players with foreign-looking names, not Black ones with unusual ones.) One assumes that foreign golfers don't have to take the usual tests required, because they are clearly smart enough to realize that getting a free, expensive university education while playing golf in a warn place is a good deal.
   Eight of the players on the GB&I team are listed below, along with the universities they attended. Only one went to a British university and, unsurprisingly it is one of the few in that country that offers financial support. I did not check the universities of the American players, but assume that most did not go abroad. 
   Here are the players. To make it a bit more challenging, I have provided the names of the teams, not the universities. For example, one of the Rhodes sisters, Euphemie, became a Deacon, while Patience became a Sun Devil. 

Lottie Woad - Seminole
Sara Byrne - Hurricane
Aine Donegan - Tiger
Hannah Darling - Gamecock
Beth Coulter - Sun Devil
Patience Rhodes - Sun Devil
Euphemie Rhodes - Deacon
Lorna McClymont - University of Sterling

*** Speaking of unusual names, Asterisk Talley beat Lottie Woad in the last match. She is 15. 




Al Pacino and Me
   There is a chance that you are more interested in Al than me, so that is Al pictured above. It is that picture that led to this post. It was noticed in a recent issue of the New Yorker which offers a portion of Pacino's new biography ("An Exclusive Excerpt From Al Pacino's Memoir, Sunny Boy: Personal History, Early Scenes," August 26, 2024. 



   Given that you are not interested in me, I will point out that I am dressed as Hopalong Cassidy in the picture above and he is marginally more interesting. I think I received the costume from an aunt and there was plenty of Hoppy memorabilia available for purchase. 


  Although Al was from the very urban South Bronx in New York and I was from the more rural Eastern Shore of Maryland, you may have noticed that we were both armed. Those were different times.


  If it was not such a nice day, I would go on about kids and guns and whether children should now be allowed to pretend and play with them - even Nerf guns or water pistols. Instead, read up about old "Hoppy" or wait a bit for Pacino's book.


  That is my picture, as I am now. Since not much of interest has been presented, here are a couple of tidbits you can read without much labour. 
  Pacino is older than I am, but he is much more active. At the age of 83, he just produced another child. Perhaps he is just trying to stay ahead of his old pal De Niro who had one at 79.  Pacino's partner, by the way, is more than 50 years younger than he is and he has other children, but has had no wives.
  He also has a better memory than I, since he recalls events that happened when he was four.